Divorce financial planning services that protect your future

A Certified Divorce Financial Analyst® (CDFA®) is a financial professional with specialized training in the financial aspects of divorce. We're trained in family law, asset division rules, tax implications of divorce settlements, and negotiation strategy. Unlike general financial advisors, CDFAs specifically understand how to analyze settlement proposals, value marital assets, and project long-term financial outcomes for divorcing clients.

Yes, many women come to us before filing to understand the financial implications of divorce. We can help you see what your post-divorce financial life might look like, identify what assets and accounts exist, and understand your options. This pre-filing consultation helps you make an informed decision about whether and when to move forward. We keep everything confidential and can help you prepare strategically before any legal action begins.

Yes, your attorney handles the legal side of divorce, but they're not financial experts. We handle the financial analysis that informs those legal decisions. We analyze settlement proposals, run long-term projections, value complex assets, and identify financial risks your attorney might not catch. Most attorneys welcome CDFA® involvement because it strengthens their client's position and ensures nothing gets missed financially.

The CDFA® / CFP® combination is powerful because we understand both divorce-specific financial strategy and comprehensive wealth management. We can analyze your settlement through two lenses: what's fair today and how it impacts your financial security for decades. This dual expertise helps us model retirement scenarios, tax implications, and estate planning considerations that single-credential professionals might miss. Attorneys value this because it creates bulletproof financial testimony and strategy.

The earlier, the better. Ideally before settlement negotiations begin, so we can help you understand what to ask for and why. But we can add value at any stage of divorce. Even if you're already in mediation or headed to trial, we can review proposals, identify unfair provisions, and provide expert testimony. It’s too late to hire us if your settlement is already signed and finalized.

Absolutely. We collaborate with your legal team and often communicate directly with your attorney to coordinate strategy. We provide financial analysis and expert testimony that strengthens your attorney's legal arguments. Most attorneys appreciate having a financial expert on the team because it allows them to focus on the legal strategy while we handle the complex financial modeling, asset valuation, and long-term projection work.

We work on an hourly basis with a $2,500 initial engagement minimum. Most clients invest between $2,000 and $6,000 total depending on case complexity. Simpler consultations may be less, while high-conflict cases involving extensive litigation support may be more. We're happy to discuss budget considerations during your free consultation.

Even in amicable divorces, divorce financial planning helps ensure fairness and prevents costly mistakes. Just because you're getting along doesn't mean the settlement is equitable or that you understand the long-term implications. Mediation works best when both parties have clear financial information. We help provide that clarity so your amicable process leads to a settlement that actually works for your future.

Divorce settlement consulting requires specialized training in family law, asset division rules, tax implications of divorce, and negotiation strategy. As CDFA® professionals, we're specifically trained in these areas. Most financial planners lack this specialized expertise and can't provide the advocacy you need during settlement negotiations.

We don't provide full forensic accounting services, but we review tax returns and financial documents to identify potential red flags. We analyze the last several years of tax returns, paychecks, bank statements, and investment accounts to look for undisclosed accounts or hidden assets. If we identify serious concerns about hidden income or fraud, we'll recommend bringing in a specialized forensic accountant for deeper investigation.

Not always. We review your financial documents first and can often identify discrepancies or hidden assets without a full forensic investigation. If your spouse owns a business, has complex income sources, or you have reason to suspect hidden assets, a forensic accountant may be valuable. We'll let you know if we think forensic accounting is necessary for your case and can recommend qualified professionals.